American International Group, Inc. (AIG) Stock Analysis
Score AFinancial · Grade B · Unknown
$78.32
$76.51
-2.3%
10/10
B
Financial
Investment Thesis
Good opportunity: Solid company with good risk/reward at 10.0:1.
For New Investors
Quantitative score: high
For Current Holders
Quantitative score: neutral
Buy if
- Price drops 15-20% (improves asymmetry)
- Bull scenario catalysts materialize
- Market-wide correction creates opportunity
Sell if
- Bear scenario triggers occur
- Quality metrics deteriorate (ROIC declining)
- Better alternatives emerge
Valuation
Fair Value estimate: $76.51 (-2.3%). Approximately at fair value.
PEG-Based EPS
$95.45
FCF DCF Model
$44.31
Blended Fair Value
$76.51
Confidence
Medium
Methods
P/B Relative, P/E Relative, Dividend Discount
Quality Analysis
84/120 points
Investable
ROE (3Y Avg)
4.1%
ROIC-WACC Spread
-1.9%
D/E Ratio
0.2x
Current Ratio
0.8x
Interest Coverage
10x
FCF Positive Years
3/3
Quality Flags
- Financial sector: alternative quality assessment applied
- Excellent efficiency
Market Sentiment
Wall Street Consensus
$84.00
+7.3% Upside
20 analysts
Range: $80.00 — $95.00
Rating: Buy
Our model aligns with Wall Street consensus.
Trend & Technical
Insufficient data to calculate SMA 200.
Technical analysis unavailable
Risk & Reward
Asymmetry Ratio
10.00:1
Expected Return
+158.3%
Bull Upside
+200.0%
Bear Downside
-10.0%
Excellent asymmetry: >3:1 ratio. Upside significantly outweighs downside.
Verdict: Very Favorable
Scenario Analysis
Bear
Base
Bull
Buy Zone & Action Plan
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AI Executive Summary
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Technical Analysis
RSI, MACD, moving averages, trend signals, and momentum indicators.
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Frequently Asked Questions
What is the fair value of AIG?
Based on our multi-method conviction analysis, the estimated fair value of American International Group, Inc. (AIG) is $76.51. This is calculated by blending P/B Relative, P/E Relative, Dividend Discount and applying a quality premium of 0% based on the company's fundamentals. The confidence level of this estimate is medium.
Is AIG a buy, sell, or hold?
AIG currently has a BUY rating with a conviction score of 10/10. Good opportunity: Solid company with good risk/reward at 10.0:1. Quantitative score: high.
Is AIG a high-quality stock?
American International Group, Inc. has a quality grade of B (84/120 points), rated as Investable. Key metrics include ROE of 4.1%, ROIC-WACC spread of -1.9%, and D/E ratio of 0.2x.
What type of stock is AIG?
AIG is classified as a "financial" in our framework. Financial sector override: Financial Services
What do Wall Street analysts say about AIG?
20 Wall Street analysts have a consensus price target of $84.00 for AIG, representing +7.3% upside. Targets range from $80.00 to $95.00. The consensus recommendation is "Buy". Our model aligns with Wall Street consensus.
What are the risks of investing in AIG?
The risk/reward asymmetry ratio for AIG is 10.00:1, rated as Very Favorable. Excellent asymmetry: >3:1 ratio. Upside significantly outweighs downside. The expected return is +158.3%, with bull case upside of +200.0% and bear case downside of -10.0%.
What is the current trend for AIG?
AIG is in a unknown trend. Insufficient data to calculate SMA 200. The technical score is —/100.
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Last updated: May 19, 2026 · Framework version 3.7
This analysis is for informational purposes only and should not be considered financial advice. Always do your own research before making investment decisions.