MetLife, Inc. (MET) Stock Analysis
Score AFinancial · Grade A · Bullish
$81.90
$75.89
-7.3%
10/10
A
Financial
Investment Thesis
Good opportunity: Solid company with good risk/reward at 2.8:1.
For New Investors
Quantitative score: high
For Current Holders
Quantitative score: neutral
Buy if
- Price drops 15-20% (improves asymmetry)
- Bull scenario catalysts materialize
- Market-wide correction creates opportunity
Sell if
- Bear scenario triggers occur
- Quality metrics deteriorate (ROIC declining)
- Better alternatives emerge
Valuation
Fair Value estimate: $75.89 (-7.3%). Approximately at fair value.
PEG-Based EPS
$76.26
FCF DCF Model
$49.19
Blended Fair Value
$75.89
Confidence
Medium
Methods
P/B Relative, P/E Relative, Dividend Discount
Quality Analysis
90/120 points
Investable
ROE (3Y Avg)
11.1%
ROIC-WACC Spread
-6.6%
D/E Ratio
0.7x
Current Ratio
0.7x
Interest Coverage
4x
FCF Positive Years
3/3
Quality Flags
- Financial sector: alternative quality assessment applied
- Strong ROE: 11.1%
- Earnings declining
Market Sentiment
Wall Street Consensus
$95.50
+16.6% Upside
16 analysts
Range: $93.00 — $102.00
Rating: Buy
Our model aligns with Wall Street consensus.
Trend & Technical
Price ($81.80) is 7.0% above SMA 200 ($76.42). Bullish trend confirmed.
Tech Score 58/100 — Neutral technical picture. Mixed signals across indicators.
Risk & Reward
Asymmetry Ratio
2.75:1
Expected Return
+9.7%
Bull Upside
+25.3%
Bear Downside
-9.2%
Good asymmetry: 2.75:1 ratio. Upside justifies risk.
Verdict: Favorable
Scenario Analysis
Bear
Base
Bull
Buy Zone & Action Plan
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AI Executive Summary
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Technical Analysis
RSI, MACD, moving averages, trend signals, and momentum indicators.
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Frequently Asked Questions
What is the fair value of MET?
Based on our multi-method conviction analysis, the estimated fair value of MetLife, Inc. (MET) is $75.89. This is calculated by blending P/B Relative, P/E Relative, Dividend Discount and applying a quality premium of 0% based on the company's fundamentals. The confidence level of this estimate is medium.
Is MET a buy, sell, or hold?
MET currently has a BUY rating with a conviction score of 10/10. Good opportunity: Solid company with good risk/reward at 2.8:1. Quantitative score: high.
Is MET a high-quality stock?
MetLife, Inc. has a quality grade of A (90/120 points), rated as Investable. Key metrics include ROE of 11.1%, ROIC-WACC spread of -6.6%, and D/E ratio of 0.7x.
What type of stock is MET?
MET is classified as a "financial" in our framework. Financial sector override: Financial Services
What do Wall Street analysts say about MET?
16 Wall Street analysts have a consensus price target of $95.50 for MET, representing +16.6% upside. Targets range from $93.00 to $102.00. The consensus recommendation is "Buy". Our model aligns with Wall Street consensus.
What are the risks of investing in MET?
The risk/reward asymmetry ratio for MET is 2.75:1, rated as Favorable. Good asymmetry: 2.75:1 ratio. Upside justifies risk. The expected return is +9.7%, with bull case upside of +25.3% and bear case downside of -9.2%.
What is the current trend for MET?
MET is in a bullish trend. Price ($81.80) is 7.0% above SMA 200 ($76.42). Bullish trend confirmed. The technical score is 58/100.
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Last updated: May 19, 2026 · Framework version 3.7
This analysis is for informational purposes only and should not be considered financial advice. Always do your own research before making investment decisions.