Fiserv, Inc. (FI) Stock Analysis
Score BCompounder · Grade D · Unknown
$63.80
$110.62
+73.4%
10/10
D
Compounder
Investment Thesis
Price is above modeled value range. Quality supports holding but not attractive for new positions.
Appears undervalued but quality concerns keep the score lower.
For New Investors
Price above modeled value range
For Current Holders
Quantitative score: neutral
Buy if
- Price drops 15-20% (improves asymmetry)
- Bull scenario catalysts materialize
- Market-wide correction creates opportunity
Sell if
- Bear scenario triggers occur
- Quality metrics deteriorate (ROIC declining)
- Better alternatives emerge
Valuation
Fair Value estimate: $110.62 (+73.4%). Significantly undervalued.
PEG-Based EPS
$86.70
FCF DCF Model
$114.84
EV/EBITDA
$114.84
Blended Fair Value
$110.62
Confidence
High
Methods
PEG-Based EPS, FCF 2-Stage DCF, EV/EBITDA
Quality Analysis
56/120 points
Low Quality
ROE (3Y Avg)
11.8%
ROIC-WACC Spread
0.8%
D/E Ratio
1.1x
Current Ratio
1.0x
Interest Coverage
4x
FCF Positive Years
3/3
Quality Flags
- Low ROE: 11.8% (need >18%, got 10/20 pts)
- ROIC spread: 0.8pp (got 2/25 pts)
- Leverage: D/E 1.1x (4/15 pts)
- Volatile gross margins: std dev 25.6pp (need <3.0pp)
Market Sentiment
Wall Street Consensus
$144.00
+125.7% Upside
Range: $62.00 — $244.00
Analyst consensus data not available.
Trend & Technical
Insufficient data to calculate SMA 200.
Technical analysis unavailable
Risk & Reward
Asymmetry Ratio
10.00:1
Expected Return
+47.7%
Bull Upside
+100.2%
Bear Downside
-10.0%
Excellent asymmetry: >3:1 ratio. Upside significantly outweighs downside.
Verdict: Very Favorable
Scenario Analysis
Bear
Base
Bull
Buy Zone & Action Plan
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AI Executive Summary
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Technical Analysis
RSI, MACD, moving averages, trend signals, and momentum indicators.
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Frequently Asked Questions
What is the fair value of FI?
Based on our multi-method conviction analysis, the estimated fair value of Fiserv, Inc. (FI) is $110.62. This is calculated by blending PEG-Based EPS, FCF 2-Stage DCF, EV/EBITDA and applying a quality premium of 0% based on the company's fundamentals. The confidence level of this estimate is high.
Is FI a buy, sell, or hold?
FI currently has a HOLD rating with a conviction score of 10/10. Price is above modeled value range. Quality supports holding but not attractive for new positions. Price above modeled value range.
Is FI a high-quality stock?
Fiserv, Inc. has a quality grade of D (56/120 points), rated as Low Quality. Key metrics include ROE of 11.8%, ROIC-WACC spread of 0.8%, and D/E ratio of 1.1x.
What type of stock is FI?
FI is classified as a "compounder" in our framework. Low dividend (reinvesting): 0.0%, Low P/E: 10.4x, High FCF Yield: 17.7%, Moderate growth: 11.8%, Compounder growth range: 11.8%
What do Wall Street analysts say about FI?
Multiple Wall Street analysts have a consensus price target of $144.00 for FI, representing +125.7% upside. Targets range from $62.00 to $244.00. The consensus recommendation is "—". Analyst consensus data not available.
What are the risks of investing in FI?
The risk/reward asymmetry ratio for FI is 10.00:1, rated as Very Favorable. Excellent asymmetry: >3:1 ratio. Upside significantly outweighs downside. The expected return is +47.7%, with bull case upside of +100.2% and bear case downside of -10.0%.
What is the current trend for FI?
FI is in a unknown trend. Insufficient data to calculate SMA 200. The technical score is —/100.
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Last updated: May 19, 2026 · Framework version 3.7
This analysis is for informational purposes only and should not be considered financial advice. Always do your own research before making investment decisions.