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BB Seguridade Participações S.A. (BBSE3.SA) Stock Analysis

Score B

Financial · Grade A · Bullish

Financial Services · Insurance - Diversified

$38.19

Fair Value

$57.28

+50.0%

Conviction

4/10

Quality

A

Classification

Financial

Investment Thesis

Otima empresa, NAO otimo preco. Qualidade justifica manter mas assimetria nao e atrativa para novas posicoes.

No strong signal in either direction.

For New Investors

Preco acima do intervalo de valor modelado

For Current Holders

Pontuacao quantitativa: neutra

Buy if

  • Preco cai 15-20% (melhora a assimetria)
  • Catalisadores do cenario otimista se materializam
  • Correcao geral do mercado cria oportunidade

Sell if

  • Gatilhos do cenario pessimista ocorrem
  • Metricas de qualidade se deterioram (ROIC em declinio)
  • Melhores alternativas surgem

Valuation

Fair Value estimate: $57.28 (+50.0%). Significantly undervalued. (Fair value adjusted: model estimate was outside reasonable range.)

PEG-Based EPS

$26.05

FCF DCF Model

$75.84

Blended Fair Value

$57.28

Confidence

Low

Methods

P/B Relative, P/E Relative, Dividend Discount

Quality Analysis

A

93/120 points

Investable

ROE (3Y Avg)

75.7%

ROIC-WACC Spread

26.1%

D/E Ratio

1.5x

Current Ratio

0.9x

Interest Coverage

3x

FCF Positive Years

3/3

Quality Flags

  • Setor financeiro: avaliacao de qualidade alternativa aplicada
  • Strong ROE: 75.6%

Market Sentiment

Wall Street Consensus

$36.92

-3.3% Upside

12 analysts

Rating: Hold

Our model aligns with Wall Street consensus.

Trend & Technical

Bullish

Price ($37.78) is 14.3% above SMA 200 ($33.04). Bullish trend confirmed.

Technical Score80/100

Tech Score 80/100 — Strong technical setup. Trend, momentum, and positioning aligned bullish.

Risk & Reward

Asymmetry Ratio

6.03:1

Expected Return

+38.1%

Bull Upside

+60.3%

Bear Downside

-10.0%

Excelente assimetria: razao 6.03:1. Potencial de alta supera amplamente o risco de baixa.

Verdict: Very Favorable

Scenario Analysis

Bear

Base

Bull

Buy Zone & Action Plan

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Technical Analysis

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Frequently Asked Questions

What is the fair value of BBSE3.SA?

Based on our multi-method conviction analysis, the estimated fair value of BB Seguridade Participações S.A. (BBSE3.SA) is $57.28. This is calculated by blending P/B Relative, P/E Relative, Dividend Discount and applying a quality premium of 0% based on the company's fundamentals. The confidence level of this estimate is low.

Is BBSE3.SA a buy, sell, or hold?

BBSE3.SA currently has a HOLD rating with a conviction score of 4/10. Otima empresa, NAO otimo preco. Qualidade justifica manter mas assimetria nao e atrativa para novas posicoes. Preco acima do intervalo de valor modelado.

Is BBSE3.SA a high-quality stock?

BB Seguridade Participações S.A. has a quality grade of A (93/120 points), rated as Investable. Key metrics include ROE of 75.7%, ROIC-WACC spread of 26.1%, and D/E ratio of 1.5x.

What type of stock is BBSE3.SA?

BBSE3.SA is classified as a "financial" in our framework. Override setor financeiro: Financial Services

What do Wall Street analysts say about BBSE3.SA?

12 Wall Street analysts have a consensus price target of $36.92 for BBSE3.SA, representing -3.3% upside. Targets range from — to —. The consensus recommendation is "Hold". Our model aligns with Wall Street consensus.

What are the risks of investing in BBSE3.SA?

The risk/reward asymmetry ratio for BBSE3.SA is 6.03:1, rated as Very Favorable. Excelente assimetria: razao 6.03:1. Potencial de alta supera amplamente o risco de baixa. The expected return is +38.1%, with bull case upside of +60.3% and bear case downside of -10.0%.

What is the current trend for BBSE3.SA?

BBSE3.SA is in a bullish trend. Price ($37.78) is 14.3% above SMA 200 ($33.04). Bullish trend confirmed. The technical score is 80/100.

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Last updated: June 17, 2026 · Framework version 3.7

This analysis is for informational purposes only and should not be considered financial advice. Always do your own research before making investment decisions.