All analyses

Centene Corporation (CNC) Stock Analysis

Score D

Growth · Grade F · Bullish

Healthcare · Healthcare Plans

$58.84

Fair Value

$151.42

+157.3%

Conviction

9/10

Quality

F

Classification

Growth

Investment Thesis

Low quantitative score: Low quality, stretched valuation, or poor risk/reward.

For New Investors

Quantitative score: weak

For Current Holders

Quantitative score: low

Buy if

  • Price drops 15-20% (improves asymmetry)
  • Bull scenario catalysts materialize
  • Market-wide correction creates opportunity

Sell if

  • Bear scenario triggers occur
  • Quality metrics deteriorate (ROIC declining)
  • Better alternatives emerge

Valuation

Fair Value estimate: $151.42 (+157.3%). Significantly undervalued.

PEG-Based EPS

$176.52

FCF DCF Model

$176.52

Blended Fair Value

$151.42

Confidence

High

Methods

PEG-Based EPS, FCF 2-Stage DCF, Revenue Multiple

Quality Analysis

F

31/120 points

Low Quality

ROE (3Y Avg)

-3.5%

ROIC-WACC Spread

-24.4%

D/E Ratio

0.9x

Current Ratio

1.7x

Interest Coverage

-11x

FCF Positive Years

2/3

Quality Flags

  • Low ROE: -3.5% (need >15%, got 0/20 pts)
  • ROIC spread: -24.4pp (got 0/25 pts)
  • FCF positive only 2/3 years (13/20 pts)
  • Leverage: D/E 0.9x (8/15 pts)
  • Interest coverage: -11.2x (0/10 pts)

Market Sentiment

Wall Street Consensus

$58.00

-1.4% Upside

17 analysts

Range: $39.00$63.00

Rating: Hold

Our model is more cautious than Wall Street.

Trend & Technical

Bullish

Price ($58.98) is 53.1% above SMA 200 ($38.51). Bullish trend confirmed.

Technical Score80/100

Tech Score 80/100 — Strong technical setup. Trend, momentum, and positioning aligned bullish.

Risk & Reward

Asymmetry Ratio

10.00:1

Expected Return

+56.6%

Bull Upside

+155.5%

Bear Downside

-10.0%

Excellent asymmetry: >3:1 ratio. Upside significantly outweighs downside.

Verdict: Very Favorable

Scenario Analysis

Bear

Base

Bull

Buy Zone & Action Plan

See exact entry zones, stop-loss levels, and a personalized action plan.

Access free

AI Executive Summary

Get a detailed AI-written breakdown of the investment thesis, risks, and catalysts.

Access free

Technical Analysis

RSI, MACD, moving averages, trend signals, and momentum indicators.

Access free

Ask AI about this stock

Chat with our AI analyst to ask questions about valuation, risks, or comparisons.

Access free

Frequently Asked Questions

What is the fair value of CNC?

Based on our multi-method conviction analysis, the estimated fair value of Centene Corporation (CNC) is $151.42. This is calculated by blending PEG-Based EPS, FCF 2-Stage DCF, Revenue Multiple and applying a quality premium of 0% based on the company's fundamentals. The confidence level of this estimate is high.

Is CNC a buy, sell, or hold?

CNC currently has a AVOID rating with a conviction score of 9/10. Low quantitative score: Low quality, stretched valuation, or poor risk/reward. Quantitative score: weak.

Is CNC a high-quality stock?

Centene Corporation has a quality grade of F (31/120 points), rated as Low Quality. Key metrics include ROE of -3.5%, ROIC-WACC spread of -24.4%, and D/E ratio of 0.9x.

What type of stock is CNC?

CNC is classified as a "growth" in our framework. High revenue growth: 16.4%, Low dividend (reinvesting): 0.0%, High FCF Yield: 14.9%, Market-like beta: 1.06

What do Wall Street analysts say about CNC?

17 Wall Street analysts have a consensus price target of $58.00 for CNC, representing -1.4% upside. Targets range from $39.00 to $63.00. The consensus recommendation is "Hold". Our model is more cautious than Wall Street.

What are the risks of investing in CNC?

The risk/reward asymmetry ratio for CNC is 10.00:1, rated as Very Favorable. Excellent asymmetry: >3:1 ratio. Upside significantly outweighs downside. The expected return is +56.6%, with bull case upside of +155.5% and bear case downside of -10.0%.

What is the current trend for CNC?

CNC is in a bullish trend. Price ($58.98) is 53.1% above SMA 200 ($38.51). Bullish trend confirmed. The technical score is 80/100.

Related Stock Analyses

Best Stocks to Buy

Get the complete analysis

Scenario targets, buy zones, action plan, executive summary, technical analysis, and AI chat. All free.

Last updated: May 19, 2026 · Framework version 3.7

This analysis is for informational purposes only and should not be considered financial advice. Always do your own research before making investment decisions.