BANCO INTERNACIONAL DEL PERU S.A.A. - INTERBANK (INTERBC1) Stock Analysis
Score DFinancial · Grade C
$1.67
$0.21
-87.4%
3/10
C
Financial
Investment Thesis
BANCO INTERNACIONAL DEL PERU S.A.A. - INTERBANK (INTERBC1) — RIM FV PEN 0.21 vs PEN 1.67 (-87.4%).
Buy if
- PEN 0.14
Sell if
- PEN 0.27
Valuation
Blended Fair Value
$0.21
Quality Analysis
62/120 points
—
ROE (3Y Avg)
12.5%
ROIC-WACC Spread
-107.2%
D/E Ratio
7.8x
Current Ratio
0.0x
Interest Coverage
0x
FCF Positive Years
3/3
Quality Flags
- No beta data; using financial sector beta=0.85.
- ROE: TTM 14.9% > mid-cycle 14.4% (5 years, trimmed mean); using TTM.
- Note: Low volume detected (~$150/day), but illiquidity discount waived due to High Yield (10.5%) status.
Risk & Reward
Asymmetry Ratio
1.00:1
Expected Return
-87.4%
Bull Upside
+-86.8%
Bear Downside
-88.6%
Upside -86.8% vs downside 88.6%
Verdict: Unfavorable
Scenario Analysis
Bear
Base
Bull
Buy Zone & Action Plan
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Technical Analysis
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Frequently Asked Questions
What is the fair value of INTERBC1?
Based on our multi-method conviction analysis, the estimated fair value of BANCO INTERNACIONAL DEL PERU S.A.A. - INTERBANK (INTERBC1) is $0.21. This is calculated by blending multiple valuation methods and applying a quality premium of 0% based on the company's fundamentals. The confidence level of this estimate is moderate.
Is INTERBC1 a buy, sell, or hold?
INTERBC1 currently has a AVOID rating with a conviction score of 3/10. BANCO INTERNACIONAL DEL PERU S.A.A. - INTERBANK (INTERBC1) — RIM FV PEN 0.21 vs PEN 1.67 (-87.4%).
Is INTERBC1 a high-quality stock?
BANCO INTERNACIONAL DEL PERU S.A.A. - INTERBANK has a quality grade of C (62/120 points), rated as —. Key metrics include ROE of 12.5%, ROIC-WACC spread of -107.2%, and D/E ratio of 7.8x.
What type of stock is INTERBC1?
INTERBC1 is classified as a "financial" in our framework. Sector: financial, Valuation model: RIM, Market: BVL (Lima Stock Exchange)
What do Wall Street analysts say about INTERBC1?
Analyst consensus data is not currently available for INTERBC1.
What are the risks of investing in INTERBC1?
The risk/reward asymmetry ratio for INTERBC1 is 1.00:1, rated as Unfavorable. Upside -86.8% vs downside 88.6% The expected return is -87.4%, with bull case upside of +-86.8% and bear case downside of -88.6%.
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Last updated: May 30, 2026 · Framework version 3.7
This analysis is for informational purposes only and should not be considered financial advice. Always do your own research before making investment decisions.